December 5th, 2008

Tribute MasterCard - Review

Review of the Tribute MasterCard issued by the First Bank of Delaware. This is an unsecured bad credit card that reports monthly to the major credit bureaus.

The Tribute MasterCard is a bad credit unsecured card. It is frequently used to rebuild a low credit score.

This card is issued by the First Bank of Delaware. This bank has been in the sub prime lending business for years.

With responsible use of your card it can help to improve your credit
score. This is because with on time monthly payments you will be able
to create a positive payment history on your credit report.

This is a preview of Tribute MasterCard - Review. Read the full post (436 words, estimated 1:45 mins reading time)

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December 3rd, 2008

How Agencies Calculate Credit Score

Calculate Credit Score

What Is good credit score ratings? You might ask yourself how some agencies calculate your credit score, and it is really made up of many pieces of information.

First, and most important is your payment history, which can be up to 2 years on any report, and this counts for up to 35% of your score.

Secondly, is your credit history, and how many times it has been requested. This counts for up to 10% of your credit score. Having too many requests, may reflect badly to some, and not to others.

This is a preview of How Agencies Calculate Credit Score. Read the full post (442 words, estimated 1:46 mins reading time)

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